1. Terms By accessing the website at https://gamesandtools.com, you agree to be bound by these terms of service, all applicable laws, and regulations. If you do not agree with any of these terms, you are prohibited from using or accessing this site.

2. Use License Permission is granted to temporarily use the materials (games, tools, and information) on Games & Tools for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license, you may not:

• Attempt to decompile or reverse engineer any software or tool contained on the website.
• Use the materials for any commercial purpose without explicit permission.

3. Disclaimer for Financial Tools The tools provided on gamesandtools.com, including the Bank Statement Analyzer and calculators, are provided for informational and preliminary auditing purposes only. They do not constitute certified legal, financial, or tax advice. While we strive for accuracy, the algorithms may not capture all variables. Users are strictly responsible for verifying their own data and consulting with a certified professional for official tax or legal matters.

4. Limitations In no event shall Games & Tools or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on the website.

5. Third-Party Links Games & Tools has not reviewed all of the sites linked to its website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by us. Use of any such linked website is at the user’s own risk.

6. Governing Law These terms and conditions are governed by and construed in accordance with the laws of Bangladesh, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.